CyberFresco is the easiest way to make online photo albums.
CyberFresco allows you to easily create photo albums by doing all of the hard work for you. Customise the layout and CyberFresco will generate all of the pages and thumbnails for you, then it will upload it to the website of your choice!
Features include:
Split your albums in to any number of sections
Each section can contain any number of images
Each album has its own customisable index page
Use the built in themes to style your albums
Create your own themes using the theme editor
Build your album and upload it, or let you edit it with your own HTML editor
RSS Feed 
Split your albums in to any number of sections